One of the most popular budgeting and financial planning apps for iPhone, called Copilot, is expanding to Macs for the first time. Copilot combines in-depth reporting and customization to help you budget and track your finances, with “highly personal finance data insights powered by machine learning.”
Copilot works by bringing together all of your different accounts in one place. This includes things like credit cards, savings accounts, checking accounts, loans, and investment statements. From there, the app learns from your transaction history and other data points to give you insight into your spending.
Copilot is a beautifully designed home for your money. Automatically tracks your accounts and helps you navigate your finances throughout the month. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you a month-end summary that accurately reflects where your money went and how your net worth has changed.
Everything in Copilot is customizable, and you can easily train it to understand your money better. You can also link your investment accounts to see your holdings and returns.
Using your transaction and spending data, Copilot creates what it calls “realistic budgets” based on this activity. Budgets are automatically generated based on this spending data, but you can adjust them to your liking and see how you compare each month.
You can use Copilot to monitor all of your accounts, receive notifications of unusual deposits and spending, and track your financial health over time. The app also helps you keep track of all your different subscriptions so you know how much you’re paying per month for streaming services, apps, and more.
Copilot for Mac will be familiar to anyone who has used it on an iPhone. There’s a central dashboard view, then a left-side menu that lets you dive into specific transaction history, account data, and more.
I’ve been a copilot user for a while and rely on it (along with a Google Sheet that I refuse to part with, even though I totally could) to give me a broad overview of my finances on a daily basis. Adding a Mac is a major upgrade to the Copilot experience, as budgeting and keeping track of financials on the iPhone was cumbersome at times.
However, one thing I think is important to point out is that everyone has a different way of tracking their financial health. While the copilot works for me, it may not work for you. There are plenty of other budgeting and finance apps on the App Store if that happens.
Copilot for Mac is universal and native, which means performance should be fast and reliable on any Mac, be it Apple Silicon or Intel. You can download it from Copilot’s website today. The app costs $8.99 per month or $69.99 per year.
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